India Yield Platform · v1

indian credit
yield, onchain.

Regulated tokenised access to India's performing credit markets. GIFT City, IFSCA sandbox. ERC-3643, USDC/USD settlement.

Target Net USD Yield
8–9%
Structural, FX-hedged, independent of US rate policy
Regulatory Status
IFSCA
Sandbox · Stage 1 Approved
Minimum Investment
$25K
ERC-3643 · ONCHAINID gated
ICO Distribution
Q2 2026
Periodic USD payouts in arrear
Thesis

Indian performing credit produces 12–16% in INR. After FX-hedging and a regulated GIFT City wrapper, that arrives in a global investor's wallet as 8–9% net USD yield — structural, independent of US rate policy.

âarnâ IYP · Platform Thesis · April 2026
Capability

Five signals.
No logos. Text-based authority.

The infrastructure layer that makes India's performing credit markets accessible, compliant, and globally distributable.

01 / Regulatory
IFSCA Sandbox
India's first regulated tokenised credit instrument
02 / Underlying
SEBI Cat 4 AIFs
Audited underlying Indian credit portfolios
03 / Standard
ERC-3643
Regulated securities-grade token standard
04 / Custody
Fireblocks
Institutional custody infrastructure
05 / Identity
Suntum + ONCHAINID
Identity and compliance layer
Platform Pipeline

One platform.
Multiple instruments.

ICT live in Pilot. India Bond Tokens, Sovereign Token, and stablecoin cross-border payments in development.

01India Credit Token
3 live ranges
Performing Indian AIFs, tokenised. Multi-vintage token (net3, 7.4 Avgs), USDC denominated.
8–9%
Net USD Yield
USDC
Settlement
Details →
02India Bond Token
TBD / Commit
Rated corporate and sovereign bonds, tokenised for global distribution.
TBD
Yield
Rated
Underlying
Details →
03India Sovereign Token
Planned
Direct GSI securities access, tokenised and compliance-wrapped.
TBD
Yield
GSI
Underlying
Details →
04Payments — USDC to INR
Coming Q3 2026
Cross-border stablecoin settlement. Circle Mint, DELI, RTGS — built for institutional mandates.
Q3 2026
Launch
Circle
Partner
Details →
Investor Journey

From wallet connect
to first distribution.

01
Connect Wallet
Sign into ONCHAINID platform, provide EVM-native, KYC-gated MetaMask, Rainbowkit wallet
02
Complete KYC
Taishin-certified identity verification. Accredited investor status confirmed.
03
ONCHAINID Issued
On-chain identity claim. KYC AML compliance at the token level, issued to your wallet.
04
Access Data Room
All ICT AIF Product detail. All portfolio information. All partner materials — download to your wallet.
05
Subscribe
Fund via USDC or USD, use ICT minted to wallet at close. Quarterly USD distributions in arrear.
No username. No password.

Five steps. ONIT native, KYC-gated, ONCHAINID anchored at the token layer. Compliance enforced at the smart-contract boundary, not the application layer.

The Opportunity

$4 trillion in Indian financial markets. Zero regulated onchain access — until now.

âarnâ IYP is building the regulated infrastructure to change that — one instrument at a time, starting with credit.

Choose Your Path

Two ways
onto the platform.

Direct subscription for accredited individuals, or programmatic rails for wealth platforms and AI-managed mandates.

For Accredited Investors
Subscribe directly to ICT.
Connect your wallet, complete Suntum KYC, mint on ERC-3643 digital security in GIFT City. Quarterly distributions to your wallet, with professional-grade reporting.
Target 8–9% net USD yield over ICT, mint on ERC-3643
Quarterly distributions to your wallet
$25k minimum · ONCHAINID-keyed
Periodic redemption windows
For Wealth Platforms & AI Managed
Subscribe via API rails.
API-first onboarding, white-label Suntum KYC, delegated subscription on behalf of accredited clients. Batch settlement, multi-portfolio automation.
API key + HMAC authentication
OpenAPI spec · Sandbox credentials
Programmatic subscribe & redemption
Monthly dividends & reporting